Skip to main content
  Get an instant free quote

Every day, over a million individuals and businesses across the UK trust Hitachi Capital to provide financial solutions to realise their ambitions.

Hitachi Capital provide market-leading point of sale retail finance, award-winning personal loans, and support the growth of UK business with a full service offering from asset finance to vehicle solutions.

Hitachi’s finance team works with many national and regional home improvements retailers, to offer their finance services to their customers.

Hitachi Finance

Your satisfaction is their key priority. This is why they offer finance services that are flexible to your needs and puts you in control.

  • Settle Early
    You can repay your loan in full at any time with a small early settlement charge (no more than two months interest on the outstanding balance).
  • Additional payment
    Although your commitment is to a minimum monthly repayment, you can make extra payments as and when you please, reducing the length of your loan and the interest you pay.
  • Reducing balance of Loan
    Interest is charged on the outstanding balance only. So increasing your payments reduce the interest you would otherwise pay.
  • Low Deposit
    When paying in cash, customers can be required to pay around 25% deposit in cash and pay in full on the completion of works. By taking out one of our home improvement plans, deposits are usually significantly lower, which means you can keep your hard-earned savings working for you.

Peace of mind

Under the loan agreement, the consumer credit protection act ensures that the lender is also liable for safeguarding any deposit and upholding the guarantee issued by Britelite Windows. In summary, by taking advantage of the Britelite home improvement plan, instead of paying cash, you are doubly protected should anything go wrong.

What happens next?

  1. Once we have received your completed and signed documentation, subject to status, you will receive a email or letter from Hitachi confirming the acceptance of your application.
  2. A Britelite surveyor will contact you to arrange the technical survey for your home improvement.
  3. Following the installation of your product all you need to do is sign our satisfaction form and your account will be opened for you.
  4. Your minimum monthly payment will be taken by monthly Direct Debit, one month later.
  5. You can control the length of the loan and interest charged.
  6. You may settle the loan in full at any time with a small early settlement charge, please give Hitachi a call first to obtain your settlement figure.

Monthly Payment Finance, Representative APR 8.9%

Interest is calculated daily and added monthly at a rate of 0.713%. You must make the minimum repayment each month. You can make additional repayments and therefore control the term of the loan and reduce the amount of interest you would pay. Payments will start after 1 month.

5 Year Finance Plan APR 8.9%
£5,000 cash price minus £100 deposit
60 equal payments £100.67pm
Total payable £6,140.20 total interest £1140.20
10 Year Finance Plan APR 8.9%
£5,000 cash price minus £100 deposit
120 equal payments of £60.90pm
Total payable £7,408 total interest £2408
5 Year Finance Plan APR 8.9%
£12,000 cash price minus 10% deposit of £1,200
60 equal payment of £221.88pm
Total payable £14,512.80 total interest £2,512.80
10 Year Finance Plan APR 8.9%
£12,000 cash price minus 10% deposit of £1,200
120 equal payments of £134.23
Total payable £17,307.60 total interest £5,307.60

Buy now pay later

If settled in full within the deferred period then no interest charges will be incurred, £29 Exit Fee will apply. If not settled in full within the deferred period then interest will have accrued from the start of the contract on any amount outstanding at the end of the deferred period and will continue to be charged once you start your monthly repayments.

£5,000 minus 10% deposit of £500

If settled in full within the deferred period then no interest charges will be incurred. £29 Exit Fee will apply.
120 equal payments of £96.75, twelve months after installation
Total payable £12,110 total interest £7,110 Representative APR 19.9%.

£12,000 minus 10% Deposit of £1,200

If settled in full within the deferred period then no interest charges will be incurred. £29 Exit Fee will apply.
120 equal payments of £232.20, twelve months after installation
Total payable £29,064 total interest £17,064 Representative APR 19.9%.

Important information

Please be aware that interest is charged from the date the account is opened. Future rates may vary.  Further details and full terms and conditions can be found on your finance agreement. It is important to read all your documentation and understand the details and costs associated with taking advantage of the finance services.

Credit is subject to status and affordability. Britelite Windows Ltd. Britelite House, Bircholt Road, Maidstone ME15 9XY (Register No. 729532)  is a credit broker and is authorised and regulated by the Financial Conduct Authority.  Credit is provided by a panel of lenders with whom we have commercial relationships and we may receive a commission. We cannot provide independent advice.

Information correct as of February 2020

Call us now on 0800 50 50 70 for a free no obligation quote, or click below to get a free instant online estimate for your windows, doors or a conservatory

Get an Instant Free Quote
Speak to a member of the team today 0800 50 50 70

Get in Touch

Maidstone Show Centre

Britelite House, Bircholt Road, Parkwood Trading Estate, Maidstone, Kent, ME15 9XY

Hours: By Appointment ONLY

Visit Showroom Tel - 01622 236401

Essex Show Centre

View Garden Centre, Old Chelmsford Road, Wickford, Essex SS11 8SJ

Hours: By Appointment ONLY

Visit Showroom Tel - 01268 646060

Chessington Show Centre

Chessington Garden Centre, Leatherhead Road, Chessington, Surrey, KT9 2NG

Hours: By Appointment ONLY

Visit Showroom Tel - 01372 236501

Crayford Showroom

34 Crayford High Street, Crayford, Kent, DA1 4HG

Hours: By Appointment ONLY

Visit Showroom Tel - 01322 476134

Camberley Show Centre

Unit 8 J4 Industrial Park, 15 Doman Road, Camberley, Surrey, GU15 3LB

Hours: By Appointment ONLY

Visit Showroom Tel - 01276 581386